phil63 Casino — Terms & Conditions

Welcome to phil63.vip (hereinafter referred to as "phil63," "the Platform," "we," "us," or "our"). phil63 is an online gaming and sports betting platform operated under the regulatory framework governing online gaming in the Philippines as administered by the Philippine Amusement and Gaming Corporation (PAGCOR).

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," or "you") and phil63 regarding your access to and use of the Platform, including all games, betting services, promotions, payment processing, and customer support services made available through phil63.vip.

By accessing phil63.vip, registering an account, making a deposit, or placing any wager, you confirm that you have read these Terms in their entirety, that you understand and accept them without reservation, and that you have the legal capacity to enter into a binding agreement under Philippine law.

Access to and use of phil63 is subject to the following eligibility requirements, all of which must be satisfied simultaneously:

1. You must be at least 21 years of age. The minimum age requirement of 21 years is a firm legal requirement under PAGCOR's regulations for online gaming participation in the Philippines. There are no exceptions to this requirement.
2. You must be physically located in a jurisdiction where online gaming is lawful at the time of play. It is your responsibility to determine whether accessing and using the Platform complies with the laws applicable to you in your location.
3. You must not be a citizen or resident of any jurisdiction that expressly prohibits online gambling.
4. You must not be an employee, contractor, director, officer, or agent of phil63 or any of its affiliated companies, nor a close family member of any such person.
5. You must not have been previously self-excluded from phil63 or any PAGCOR-regulated gaming platform during a self-exclusion period that remains active.
6. You must have full legal capacity to enter into a binding contract under Philippine law.

phil63 reserves the right to request proof of age and identity at any time. Accounts found to have been opened by or on behalf of an ineligible person will be immediately suspended, and any balance on such accounts will be handled in accordance with applicable PAGCOR guidelines and these Terms.

To access real-money gaming services on phil63, you must register a player account. The following rules govern account registration and management:

• One Account Per Person: Each individual is permitted to hold only one active account on phil63. The creation of multiple accounts by the same individual — whether using different email addresses, mobile numbers, names, or payment methods — is strictly prohibited and constitutes grounds for immediate account suspension and forfeiture of balances.
• Accurate Information: You must provide complete, accurate, and truthful information at the time of registration and must update your account details promptly if any information changes. Providing false information, including a false date of birth, name, or contact details, constitutes a material breach of these Terms.
• Account Security: You are solely responsible for maintaining the confidentiality of your account credentials, including your password and any two-factor authentication codes. You must not share your login credentials with any other person. phil63 will not be liable for any losses resulting from unauthorised access to your account where such access resulted from your failure to safeguard your credentials.
• Non-Transferability: Your account and any balance held therein are personal to you and may not be transferred, sold, or otherwise assigned to any other person.

phil63 is required by PAGCOR regulations and applicable Philippine anti-money laundering laws (Republic Act No. 9160, as amended) to verify the identity of all players before authorising withdrawals. This process is commonly referred to as Know Your Customer ("KYC") verification.

KYC verification requires you to submit the following:

• A clear, legible photocopy or photograph of a valid Philippine government-issued photo ID. Accepted documents include: Philippine Passport, PhilSys National ID, Driver's License, UMID, SSS ID, GSIS ID, PRC ID, Voter's ID, or Postal ID.
• A selfie photograph holding the submitted ID, clearly showing both your face and the ID in a single image.
• Additional documentation (such as proof of address or source of funds) may be requested at phil63's discretion, particularly where transaction volumes or patterns warrant enhanced due diligence.

phil63 reserves the right to suspend withdrawal processing pending completion of KYC verification. Players who fail to complete KYC within a reasonable period of being requested to do so may have their accounts suspended and balances frozen pending regulatory review.

All financial transactions on phil63 are conducted in Philippine Pesos (PHP). phil63 supports the following payment methods for both deposits and withdrawals: GCash, PayMaya, BPI, BDO, Metrobank, UnionBank, and InstaPay.

• Deposits: Deposit funds are credited to your account balance upon successful payment confirmation from the payment service provider. Deposit processing times vary by payment method but are typically instant for GCash, PayMaya, and InstaPay. phil63 does not charge processing fees on deposits, though your payment provider may apply its own transaction fees.
• Withdrawals: Withdrawal requests may only be submitted for accounts that have completed KYC verification. Withdrawal funds will be remitted exclusively to a payment account held in the name of the registered account holder. Third-party withdrawals are not permitted under any circumstances. phil63 targets a processing time of 5–30 minutes for GCash and PayMaya withdrawals; bank transfer timelines may vary.
• Withdrawal Conditions: Deposited funds must meet any applicable wagering requirement before becoming eligible for withdrawal, particularly if a bonus has been accepted. Withdrawal of deposit amounts without meeting associated bonus wagering requirements will result in forfeiture of the bonus.
• Chargebacks: Attempting to reverse or chargeback any deposit made to phil63 without following the Platform's official dispute resolution procedure constitutes a material breach of these Terms and may result in immediate account suspension and referral to relevant authorities.

phil63 offers various bonuses and promotional offers to eligible players from time to time. The following general terms apply to all bonuses and promotions unless the specific promotional terms state otherwise:

• Each promotional offer is subject to specific terms including a wagering requirement, eligible games, minimum deposit amounts, maximum bonus amounts, and an expiry period. These specific terms are published alongside each promotion and form part of these Terms.
• Wagering Requirements: Bonuses must be wagered a specified number of times before any portion of the bonus or resulting winnings may be withdrawn. For example, a 10x wagering requirement on a ₱1,000 bonus requires ₱10,000 in qualifying wagers before withdrawal eligibility is established.
• Bonuses are available to natural persons operating personal accounts for entertainment purposes only. Bonuses may not be claimed by players using automated betting tools, betting systems designed to exploit bonus terms, or in concert with other players as part of organised bonus abuse.
• phil63 reserves the right to refuse, cancel, or claw back any bonus where it reasonably determines that the bonus has been claimed in bad faith, through misrepresentation, or in violation of these Terms.
• Bonuses are non-transferable and have no cash value unless and until applicable wagering requirements are met in full.
• phil63 reserves the right to modify, suspend, or discontinue any promotional offer at any time with reasonable notice where practicable.

The following rules govern all gameplay and wagering activities on phil63:

• All game outcomes on phil63 are determined by certified Random Number Generators (RNG) that are independently tested and audited for fairness. The Platform does not manipulate, influence, or predict any game outcome. Return-to-Player (RTP) figures published on individual game information panels reflect the certified long-run theoretical payout percentage.
• Minimum and maximum bet limits are displayed within each game interface. These limits may vary by game type, table, and player account status. phil63 reserves the right to adjust bet limits at any time.
• In the event of a technical malfunction, disconnection, or interruption during gameplay, phil63's system logs and server records constitute the authoritative record of game state and outcomes. phil63 will make reasonable efforts to credit or refund any wager demonstrably affected by a documented system malfunction.
• Bets placed and accepted are final. Phil63 does not cancel, void, or reverse settled bets except where a verifiable technical error is established by phil63's technical team following review.
• For sports betting and live in-play markets, odds and lines may change prior to bet acceptance. The odds at the time of bet confirmation by the Platform are the odds that apply to the settled wager.

The following conduct is expressly prohibited on phil63 and constitutes a material breach of these Terms:

• Registering more than one account or using another person's account.
• Providing false, misleading, or inaccurate information during registration or KYC.
• Using automated tools, bots, scripts, or artificial intelligence to place bets or interact with the Platform.
• Engaging in any form of cheating, collusion, or match-fixing in connection with any game or sporting event available on the Platform.
• Exploiting software errors, bugs, or vulnerabilities to gain an unfair advantage. Any winnings derived from exploiting a known or suspected system error must be reported to phil63 immediately.
• Money laundering or using the Platform in connection with any activity prohibited under Philippine law, including Republic Act No. 9160 (Anti-Money Laundering Act) and its amendments.
• Using a VPN, proxy, or similar technology to circumvent geographic restrictions or to misrepresent your location.
• Engaging in abusive, threatening, or harassing conduct toward phil63 staff or other players via any communication channel.

phil63 reserves the right to suspend or permanently close any account where prohibited conduct is suspected or confirmed, to void all bets and transactions associated with such conduct, and to retain any balance pending investigation and regulatory reporting where required.

phil63 is committed to promoting safe and responsible gaming. The Platform provides the following responsible gaming tools, accessible through your account settings at any time:

• Deposit Limits: Set daily, weekly, or monthly limits on the total amount you may deposit into your account. Limits take effect immediately when reduced and after a 24-hour cooling period when increased.
• Session Loss Limits: Set a maximum loss threshold for a single gaming session, after which you will be automatically logged out.
• Session Time Reminders: Set a timer to receive reminders of the time elapsed during your gaming session.
• Cooling-Off Periods: Temporarily suspend access to your account for a defined period (24 hours, 7 days, 30 days, or a custom duration).
• Self-Exclusion: Permanently or indefinitely exclude yourself from the Platform. Self-exclusion requests take effect within 24 hours of confirmation and cannot be reversed during the chosen exclusion period.

If you believe that your or someone else's gambling is causing harm, you are encouraged to contact phil63's 24/7 support team via the live chat function on the Platform. Additional guidance and resources are available through PAGCOR's responsible gaming programmes.

All content on phil63.vip — including but not limited to software, game titles, graphics, logos, trademarks, text, audio, video, and the overall design and arrangement of the Platform — is the intellectual property of phil63 or its licensors and is protected under applicable Philippine and international intellectual property laws.

Your use of the Platform does not grant you any ownership right, licence, or other interest in any intellectual property on the Platform beyond the limited, revocable, non-exclusive licence to access and use the Platform for personal entertainment purposes in accordance with these Terms.

You may not copy, reproduce, distribute, modify, display, publish, create derivative works from, or commercially exploit any content on phil63.vip without the express prior written consent of phil63.

To the maximum extent permitted by applicable Philippine law, phil63's total liability to you for any claim arising out of or in connection with your use of the Platform — whether in contract, tort, or otherwise — shall not exceed the net amount deposited by you into your account in the thirty (30) days immediately preceding the event giving rise to the claim.

phil63 shall not be liable for:

• Any indirect, incidental, consequential, special, or punitive damages, including loss of profits or gambling winnings, arising from your use of or inability to use the Platform.
• Any interruption, delay, or failure of the Platform caused by circumstances outside phil63's reasonable control, including internet service outages, mobile network issues, third-party payment system downtime (including GCash or PayMaya scheduled maintenance), natural disasters, or government action.
• Any loss suffered as a result of your failure to maintain the security of your account credentials.
• The content, practices, or policies of any third-party service providers whose services are accessed through the Platform.

Nothing in these Terms limits phil63's liability for fraud, wilful misconduct, or any other liability that cannot be excluded under Philippine law.

phil63 reserves the right to suspend, restrict, or permanently close any player account with immediate effect and without prior notice in the following circumstances:

• Reasonable suspicion or confirmation of any breach of these Terms.
• Failure to complete KYC verification within a reasonable period of being requested to do so.
• Receipt of a valid legal order, direction, or request from PAGCOR or another competent Philippine government authority.
• Reasonable suspicion of money laundering, terrorist financing, or other illegal activity in connection with the account.
• Account inactivity for a period of 12 or more consecutive months (dormant account policy applies; service fees may apply to dormant account balances as specified in the Dormant Account Policy accessible through the Platform).

You may close your account at any time by contacting phil63's customer support team. Any balance remaining in your account at the time of closure (net of any applicable bonus forfeitures) will be refunded to your verified withdrawal method within a reasonable processing period, subject to completion of any outstanding KYC requirements.

These Terms and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the Republic of the Philippines.

If you have a complaint or dispute regarding any aspect of phil63's services, you must first contact phil63's customer support team through the official live chat channel on the Platform. phil63 will acknowledge your complaint and provide a substantive response within 5 business days.

If a dispute is not resolved to your satisfaction through the internal complaint process, it may be escalated to PAGCOR through PAGCOR's official player complaint channels. You agree to exhaust phil63's internal dispute resolution process before escalating to any external body.

The parties submit to the non-exclusive jurisdiction of the competent courts of the Republic of the Philippines for the resolution of any disputes that cannot be settled through the above process.

phil63 reserves the right to amend, update, or replace these Terms at any time. When material changes are made, phil63 will provide reasonable advance notice through one or more of the following means: in-platform notification, email to your registered address, or a notice posted on the Platform.

The effective date of any amendment will be clearly stated at the top of the revised Terms. Continued use of the Platform following the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not accept the revised Terms, you must cease use of the Platform and may request account closure in accordance with Section 12 above.

It is your responsibility to review the Terms periodically. The most current version of the Terms is always accessible at phil63.vip/terms-conditions.

For questions, concerns, or formal notices relating to these Terms, please contact phil63's customer support through the 24/7 live chat function available on the Platform, or in writing to the email address below.

Email: [email protected]

Support Hours: 24 hours a day, 7 days a week, Philippine Standard Time (UTC+8).

These Terms were last updated on January 1, 2026. Previous versions are available upon written request to phil63 customer support.